ARIZONA CYBER REAL ESTATE - SCOTTSDALE/ PHOENIX

Dogs, cats are being left behind by owners to fend for themselves in a vacant home or yard, in a neighborhood or on the street if the house which was their home has been foreclosed or the owners evicted.  Unfortunately, some owners have believed that someone from the Lender or Real Estate company will quickly come to a home and rescue ...

The media bombard us daily with the numbers of homes which are in mortgage difficulties.  Perhaps, you have wondered if you should get involved in purchasing such a property.  The first thing you should realize is that the answer to that question depends on your patience and how much money you have to invest. Typically, there are 4 ...

It's great to see that finally the lawmakers in Arizona decided that 10,000 loan originators and front line employees of mortgage companies, brokers and lenders should be subject to screening, processing, licensing and accountability.  The law will not go into effect until January 1, 2010, but now all involved are put on notice and will ...

What is "predatory" lending?   Predatory lending involves unfair and deceptive lending practices which have specifically targeted borrowers who could not qualify for conventional financing such as seniors with equity in their homes, minority consumers and low income families or individuals lacking a good credit ...

Prior to the "market frenzy," there were some established "guidelines" which helped  potential buyers determine how much of a home they could afford.   Because of the current problems which have evolved due to changes in the "basics" about lending, many of the lenders have returned to previous lending ...

With the mortgage debacle which has gone on over recent months, there is an attempt again being make by legislators to license mortgage originators and loan officers in Arizona.  The current bill  would require mortgage originators to take a test, take continuing education and be accountable to regulators.  This bill has come up ...

This week it was announced that Maricopa County added more people than any other county in the United States. We have slowed down compared to past years but are still growing.  We now have a population of almost 4 million people.  This means that people are coming here still needing houses, and sellers have an opportunity to sell their ...

 <a href="http://technorati.com/claim/28gr4yd2um" rel="me">Technorati Profile</a> If you are a Buyer, there is a large inventory of homes at very realistic prices.  If you are a Seller, homes are still selling as long as you are realistic and perhaps willing to take less for your home than ...

This week, I did some BPO's (Broker Price Opinion) for some lenders.  They hire Brokers such as myself to go to a property ,which the lender owns or will probably soon own,to provide them with an independent third party opinion of the value of the property.  Unfortunately, many times the properties are vacant, and not having been ...

There is always an upside as well as downside in any market.  If you are a first time homebuyer or investor, there are good buys, if you would like to spend $200,000 or less.   It was not long ago, that it was difficult to find any home in that price range.  Now it is estimated that there are about 10,000 homes in that range ...